Long Term Care Insurance New Braunfels Texas
As a New Braunfels, Texas, resident, when was the last time you thought about your future healthcare, or considered long-term care insurance? Chances are, you havent. Without the protection of a long-term care insurance plan, the price of those services in New Braunfels, Texas can literally cost you an arm and a leg.
New Braunfels, Texas Long-Term Care Insurance: Protecting Your Future
New Braunfels, Texas is a notable German community that shares close proximity to San Antonio. Established in 1845 by a German prince, New Braunfels is known for its Wurstfest, a German sausage fall festival that celebrates the German heritage of the city. The beautiful landscape and rivers surrounding New Braunfels draw tourists from around the world. As a New Braunfels, Texas resident or transplant, protect your future health and wellness, and your wallet, by looking into a long-term care insurance policy.
What Does Long-Term Care Insurance Offer?
New Braunfels, Texas is a beautiful location, offering a variety of indoor and outdoor activities for residents. Those activities can also cause injuries that require long recuperation. Long-term care insurance covers the cost of home health care, provided by trained and certified home health aides, nurses, and trained and certified therapists. Cost of home care professionals in New Braunfels, Texas (and elsewhere) is not covered by Medicare services, which is why long-term care insurance is so important.
Think of it this way- without long-term care insurance coverage, what would you do if you needed help with your ADLs (activities of daily living)? What if you live alone and are stuck in a body cast for more than a month, unable to bathe, cook for yourself, get to the toilet, or walk to the front door? Your New Braunfels, Texas long-term care insurance agent is aware of such situations, and can give you options for dealing with the unthinkable.
Cost of Care Vs. Cost of Long-Term Care Insurance
In New Braunfels, Texas, the cost of long-term care insurance is low when compared to the cost of home care services. Long-term care insurance coverage helps pay for such costs.
Long-term care insurance provides coverage for custodial care or non-medical care in the home. Such care could includes housekeeping, cooking, grooming, shopping and bathing. Medicare and health insurance policies may pay for limited amounts of skilled care or services in New Braunfels, Texas, provided by therapists and professionals in the field. Talk to your long-term care insurance agent in New Braunfels, Texas to balance the cost of a long-term care insurance policy against the costs of home care services.